How to Transform and Develop Commercial Bank in the Era of Big Data |
大数据时代商业银行的转型发展 |
The financial industry, with the data as the core, is accelerating to accept and turn to a big data thinking with the typical characteristics of the full data model, the quantitative thinking and the relevant thinking.
今时今日,全领域和全方位的数字化已经是大势所趋,以数据为核心的金融行业正在加速接受并转向一种以全数据模式、量化思维、相关性思维为典型特征的大数据思维。
Transformation of product and business form
产品和经营形态的转型
Big data and artificial intelligence technology are bringing a huge change to the bank. From the front-end marketing, payment, channel, investment research and risk management in the backstage of the bank, all of them have been restructured relying on large data and artificial intelligence technology.
大数据及人工智能技术正在给银行带来一个巨大的变革,从前端的营销、支付、渠道,到银行后台的投研投顾和风控,都开始依托大数据和人工智能技术进行重构。未来伴随着大数据和人工智能的发展,嵌入生活场景的金融服务将逐步成为银行业的标准配置,以专业金融服务为特征的服务形象将更加突出。
Transformation of product and business form
产品和经营形态的转型
For example, CITIC Bank set up a big data lab, mainly using analytical technology to effectively identify the security rights of CITIC customers. The second application scenario is the identification of a hidden group. The other direction is the regulation of anti-money laundering.
例如中信银行成立大数据实验室,主要是用分析技术有效识别中信客户的担保权。中信银行在大数据风控方面的第二个应用场景是一个隐性集团的识别,同样也是依托行业监管部门和贵阳大数据交易所的数据建立模型,识别出大量的隐性集团以及所定义的集团里面的隐性成员,这样可以帮助银行有效规避对集团的过度授信造成的风险。另一个方向是反洗钱的监管。
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Topics about Big Data in this Events 本次会议中大数据相关话题 |
Retail Banking Innovation with Internet Big Data 互联网大数据助力下的零售银行业务创新 |
Upgrading the Core Competitiveness of Retail Banking with Big Data and AI
依靠大数据与人工智能升级零售银行核心竞争力 |
The Solution of in-process Bank Risk Monitoring Based on the Real- Time Analysis of Big Data
基于大数据实时分析的银行事中风险监控解决方案 |
Building the Big Data Risk Control System for Future Retail Banking Business
打造面对未来零售银行业务的大数据风控系统 |
The big data will promote the development of banking and financial institutions in the aspects of product financial form, marketing customer service and regulatory control management. Finally, we believe that banks will turn to a non-entity service form with IT as the core.
大数据,它本身将推动银行业、金融机构在产品金融形态、营销客户服务、监管控制管理方面的发展,最终我们认为,银行将转向以IT为内核的一种非实体化的服务形态。
"China Retail Banking Innovation Summit 2018", jointly organized by SZ&W Group and related industry authorities will be held in Shanghai on September 19 and 20, 2018. This event will focus on the latest development of global retail banking market dynamics, policy trend, product innovation, marketing innovation, and risk control innovation, sharing the cutting edge business model and technology applications, exploring business opportunities in Retail banking industry.
由泽为资讯集团联合业内权威机构主办的“2018中国零售银行创新国际峰会”将于9月19至20日在上海举办。本次会议将聚焦国内外零售银行业务的市场动态、政策趋势、产品创新、营销创新、风控创新等方面的最新进展,分享最前沿的商业模式和技术应用,探讨和发掘零售银行业发展机遇。 |
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