Dear Colleagues,
尊敬的同仁：

With the reform of interest rate liberalization, economic new normal and vigorous development of capital market, bank industry is faced with the dilemma of narrowing of spread, increasing risk, enterprise financing demand diversion. Those factors lead continuous decline of profitability. Meanwhile, with the increase of the residents’ income and the change of financial consumption habits, customers also put forward higher and more comprehensive demand of financial service channels and financial products and services.
随着利率市场化改革、经济新常态和资本市场蓬勃发展，银行业普遍面临息差缩小、风险增高、企业融资需求分流的困境，盈利能力持续下降。与此同时，随着居民整体收入水平的提高和金融消费习惯的改变，客户对金融服务渠道、金融产品和服务也提出了更高、更全面的需求。在这种新形势下，依靠规模增长的业务模式，已很难适应激烈的市场竞争。

Under this background, “China Retail Banking Innovation Summit 2018”, jointly organized by SZ&W Group and related industry authorities will be held in Shanghai on September 19 and 20, 2018. This event will focus on the latest development of global retail banking market dynamics, policy trend, product innovation, marketing innovation, and risk control innovation, sharing the cutting edge business model and technology applications, exploring business opportunities in Retail banking industry. Leaders and experts from government agency, association, commercial banks, technical solution suppliers, research institutions, consulting companies will gather in this grand event and have extensive and in-depth discussion to explore new direction of retail banking, providing the industry players the most valuable information and foresight. We are looking forward to your participation, gathering in Shanghai, sharing this great event!
在此背景下，由泽为资讯集团联合业内权威机构主办的“2018中国零售银行创新国际峰会”将于9月19至20日在上海举办。本次会议将聚焦国内外零售银行业务的市场动态、政策趋势、产品创新、营销创新、风控创新等方面的最新进展，分享最前沿的商业模式和技术应用，探讨和发掘零售银行业发展机遇。拟邀监管机构、行业协会、商业银行、技术方案提供商、科研机构、咨询公司的专家学者代表进行主题演讲和分组讨论，广泛而深入的探讨零售银行业领域最新方向，为行业参与者提供最有价值信息分享和前瞻性预测。我们期待着您的参与，共襄本次零售银行业盛会！