theONE: Wealth management clients whose financial assets are more than 50 thousand and less than 6 million RMB are the main body of profit contribution, and consumer demand and financial management demand are constantly increasing.
一是以金融资产大于5万且小于600万元的财富管理客户为利润贡献主体，主要群体是中产阶段为代表的中年客户，消费需求和理财需求不断增强。

TWO: The private banking customers whose financial assets are more than 6 million RMB are the differentiated service providers, seeking the integrated wealth management needs other than asset allocation.
二是以金融资产大于600万元的私人银行客户作为差异化特色化服务主体，主要群体是高端客户为代表的中老年客户，寻求除资产配置以外的综合化财富管理需求。

THREE: The public customers who have less than 50 thousand RMB in financial assets are the main customers of the Internet, and the demand for convenient and personalized banking services has increased.
三是以金融资产小于5万元的大众（长尾）客户作为互联网获客主体，主要群体是青年客户，便捷化和个性化银行服务需求增加。