Banks facing challenges 银行业面临挑战 |
The profitability of banks has been reduced, supervision has been stricter, debt ratio has increased and investment returns have been reduced. All these have prompted banks to take the road of transformation. At the same time, in recent years, financial technology is becoming an indispensable driving force for bank transformation.
银行业利润率进入了下行通道，监管逐渐严厉化，负债率的升高和投资回报率的降低，这些都促使银行走上向零售、商业智能等新兴服务领域的转型之路。与此同时，近年来金融科技正成为银行转型不可或缺的推动力，银行数字化转型驱动着整个银行业趋向于更强的智能化。 |
Financial Model Being Restructured 重构金融模式 |
The transformation of banks means restructuring financial services and financial services.
银行转型意味着要重构金融服务能力和金融服务模式。
♦ Refactoring user connections and service value chains 重构用户连接和服务价值链
♦ Reconstructing risk assessment and management system 重构风险评估和管理体系
♦ Reconstruction of infrastructure construction standards and operation logic 重构基础设施的建设 标准和运行逻辑
How to reconstruct the financial service mode?
具体如何重构金融服务模式？
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Digital transformation and development 数字化转型发展 |
Financial and technological capability -- "ABCD" has become an indispensable transformation power for digital transformation and business innovation.
金融科技能力“ABCD”成为数字化转型和业务创新不可或缺的转型力量。
AI人工智能，Block Chain区块链，Cloud Computing云计算，Big Data大数据
What aspects will "ABCD" be applied to?
“ABCD”都将应用于哪些方面？
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Adaptable IT architecture 适配的IT架构 |
Financial and technological capability -- "ABCD" has become an indispensable transformation power for digital transformation and business innovation.
金融科技能力“ABCD”成为数字化转型和业务创新不可或缺的转型力量。
♦ Application of financial intelligence 金融智能应用
♦ Intelligent technology platform 智能科技平台
♦ Intelligent data platform 智能数据平台
♦ Intelligent Cloud Platform 智能云平台
How to re-understand the significance and value of IT to digital transformation?
如何重新认识对数字化转型的意义和价值？ |
Focus on small and medium sized banks in digital transformation and development
助力中小银行数字化转型发展中的聚焦工作 |
Financial and technological capability -- "ABCD" has become an indispensable transformation power for digital transformation and business innovation.
金融科技能力“ABCD”成为数字化转型和业务创新不可或缺的转型力量。
♦ Precision marketing精准营销
♦ Intelligent risk control智能风控
♦ Intelligent operation智慧运营
From which ways to start?
从哪些方面入手？ |
