Hi Sir/Madam,
The New Generation of "Retail Banks" Began to Rise 新一代“零售银行”开始崛起 |
Under the multiple pressures of China's economy, China's banking industry, which strives to rebound to the top, is undergoing a difficult transformation. The outcome of Ping An Bank's transformation is undoubtedly remarkable.
在整体经济下行、宏观去杠杆和监管肃清等多重压力下,力求触底反弹的中国银行业,几乎无一例外的都在进行艰难的行业转型。行业往零售转型是大势所趋,作为较早布局零售业务转型的股份制银行代表,平安银行的转型成果,无疑令人瞩目。 |
The Special New Retail Mode 独树一帜的新零售模式
The strategic transformation is firm and clear.
特点之一,战略层面转型态度坚决,定位明确。 |
Mature tactics of retail transformation - credit card, auto finance, consumer finance.
特点之二,零售转型战术成熟。信用卡、汽车金融、新一贷(消费金融)三大零售产品尖兵“三箭齐发”。 |
It is to increase the excavation and utilization of group resources, give full play to the group's customer advantage and comprehensive financial advantage.
特点之三,是加大对集团资源的挖掘和利用,充分发挥集团的客群优势和综合金融优势。 |
Transformation ultimately depends on strong executive power.
特点之四,转型不只靠战略战术,还得靠执行力。 |
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Creating "Different" Smart Banks 打造“不一样”的智能银行 |
Unlike other retail banks, Ping An Bank's retail transformation also has financial technology to help - artificial intelligence, biological identification, large data, block chains, cloud computing and cutting-edge technologies and so on.
与单纯向零售银行转型不同的是,平安银行零售转型,同时还有另一个终极武器——金融科技——人工智能、生物识别、大数据、区块链、云计算等前沿科技。
Online, Ping An Bank has promoted the integration of the original mobile phone bank, direct selling bank and credit card APP channels. Offline, Ping An Bank launched a "smart store" with pure retail outlets.
从线上看,平安银行已经推动原有的手机银行、直销银行及信用卡三大渠道APP整合。从线下看,平安银行推出了纯零售网点“智能门店”。
The intelligent retail banking mode built by Ping An Bank is worth being studied carefully.
几年的砥砺前行,平安银行构筑的智能化零售银行模式,或值得银行同业,细加研究。
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