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Innovate for Breakthroughs: New Products, New Markets & New Technologies
创新突破:新产品、新市场&新技术

The Blockchain Insurance Industry Initiative (B3i) is a collaboration of insurers and reinsurers formed to explore the potential of using Distributed Ledger Technologies within the industry for the benefit of all stakeholders in the value chain.Members are Achmea, Aegon, Ageas, Allianz, Generali, Hannover Re, Liberty Mutual, Munich Re, RGA, SCOR, Sompo Japan Nipponkoa Insurance, Swiss Re, Tokio Marine Holdings, XL Catlin and Zurich Insurance Group.
B3i是由保险公司和再保险公司组成的联盟,旨在探索保险行业内使用分布式账本技术的潜在用途,为价值链中的利益相关者带来利益。成员包括Achmea, Aegon, Ageas, Allianz, Generali, Hannover Re, Liberty Mutual, Munich Re, RGA, SCOR, Sompo Japan Nipponkoa Insurance, Swiss Re, Tokio Marine Holdings, XL Catlin和Zurich Insurance Group。


Blockchain and smart contracts could improve sector efficiency by up to 30%, according toB3i. Blockchain will make the cost of reinsurance processes and claims cheaper.
The currently expensive offline process of selling to the high-net-worth and family offices that fund reinsurance and allocating a portion of a portfolio to investors will be replaced. Secure, automated distribution and payments will be held via blockchain and triggered by smart contracts. The premium is paid, and the reinsurer gets their share immediately.
根据区块链保险行业B3i计划,区块链和智能合约可将行业效率提高30%,并节省再保险的成本。
目前为与线下高净值和私营企业客户维持关系的高成本流程将被取代,安全、自动化的分布和支付将通过区块链进行,并由智能合约触发。保费一支付,再保险人立即获得他们的份额。
In March 2017, B3i commenced the first project as a Proof of Concept (POC) to create a Property Catastrophe XOL “smart contract”. This product was chosen as it represents the simplest form of contract on which to base their development and test the capability and viability of the technology. With this step, B3i members and the greater market are able to see how it all comes together.Looking further forward, B3i will gradually expand applications across the industry value chain. New projects in the future will range from reinsurance, through commercial (B2B) to primary insurance (retail B2C) propositions.
2017年3月,B3i作为概念验证(Proof of Concept, POC)开始了第一个 “智能合约”(Property Catastrophe XOL)。选择这个产品是因为它是开发和测试技术能力与可行性的最简单的合同形式,通过这一步,B3i成员和更大的市场能够看到这一切如何结合在一起。展望未来,B3i将逐步拓展整个行业价值链的应用,未来的新项目将包括再保险、商业保险(B2B)、基本保险(零售B2C)。

3rd Insurance Innovation Congress China 2018 (April 9 -10th | Shanghai)
2018年第三届中国保险业创新国际峰会,4月9-10日,上海,为您带来
Topic –Blockchain & Smart Contract
演讲主题——区块链&智能合约

Fei Zhang 张斐
B3i Allianz Lead Representative & Global Lead Blockchain
安联B3i首席代表&全球区块链主管
Allianz SE,安联集团

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   Shally Zhou | Tel: +86 21 5830 0710-8044 | Mob(Wechat): +86 13524695150
   Email: shallyz@szwgroup.com
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