In 2017, the regulator is further implementing the guideline of “Maintain the Ensuring Traits of Insurance” and Chinese insurance industry is growing steadily. Meanwhile, we’ have seen some new Phenomena and problems.
2017年，在监管机构进一步贯彻“保险姓保”，强化保险的保障本质下，中国保险行业依然保持稳定增长。同时也出现了一些新现象新问题：
The living spaces of medium and small-sized P&C insurers are further squeezed under the influence of 2nd Round Commercial Auto Premium Reform. The "quick return" annuity insurance, additional universal pension insurance, which were main force of scale growth in life insurance premium, was halted as required by N0.134 document of China Insurance Regulatory Commission. Meanwhile, more newcomers are joining the competition of the industry, while will bring more new variables. Meanwhile, technologies have become a hot topic for the developing model. Many insurance companies are applying artificial intelligence, big data, cloud computing, blockchain, etc. into their business process, aiming to cut down cost and improve efficiency.
二次商车费改让中小型财险公司的生存空间进一步被挤压；保监会134号文件叫停曾经作为拉动保费规模增长主力军的“快速返还”类年金险、附加万能型年金险；与此同时，保险行业迎来了更多入局者，这给本来的保险行业带来更多变数；同时，科技驱动已经成为保险公司发展模式的关键词。险企开始将AI、大数据、云计算、区块链等技术运用到自己的业务环节中从而降低成本，提高效率。
Under this background, the 3rd Insurance Innovation Congress China 2018 will bring you the analysis on the new innovations and tendencies of the industry and it’s a great honor to invite you to discuss, together with us and other guests, the development solutions under more strict policies in the aspects of market, products, operating models, so on and so forth.
在此背景之下，2018年第三届中国保险业创新国际峰会将会为您带来全行业内最新的变革与趋势解读，并邀您一起探讨在监管更加严格的行业环境下行业从业者在市场、产品、经营模式方面的发展之道。
| Event at a Glance 会议概览 |
| Date日期 |
AM上午 |
PM下午 |
April 9,
4月9日 |
New Trends and Challenges for Insurance Industry under New Circumstances Forum
新环境下保险业发展的新趋势及其挑战论坛 |
Sub-Forum 1: Life Insurance Products and Market Trends：New Motives and New Breakthroughs
分论坛一：人身保险产品与市场趋势: 新动能，新突破 |
Sub-Forum 2: Property Insurance Products and Market Trends：Innovation and Diversification
分论坛二：财险产品与市场趋势: 创新•多元化 |
April 10,
4月10日 |
Technologies and Services: to Improve Operation Efficiency and Reduce Operating Costs Forum
科技与服务：提高运营效能，降低运营成本论坛 |
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